Comparative Fault Defense
An insurer may try to shift blame to the injured person. Reconstruction evidence, witness statements, photographs, and available video can help establish what happened.
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Practice Area
Oklahoma sees over 60,000 traffic collisions a year. If you've been hurt in a car wreck, LHL's trial lawyers fight to hold the at-fault driver — and their insurance company — fully accountable.
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What clients usually care about most before choosing counsel.
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How We Handle These Claims
From the first review through trial preparation, we focus on reliable proof, important deadlines, and complete documentation of the client's losses.
Car accident claims are rarely as straightforward as they first appear. Even after a rear-end collision, an insurer may dispute the severity or cause of an injury, point to a pre-existing condition, or seek a settlement before the injured person understands the full medical consequences. A careful investigation should address those issues with records, photographs, witness accounts, and qualified expert review when needed.
Oklahoma is a modified comparative fault state under 23 O.S. § 13, which means an injured person may recover damages if they are not more than 50% at fault, but the recovery is reduced by their share of fault. Insurers may use this rule to argue that the injured person contributed to the collision. We conduct an independent investigation and use reconstruction or biomechanical experts when the facts require them.
We prepare serious car accident cases with a jury in mind. The firm's in-house courtroom is used to rehearse examinations, test arguments, and review how the evidence will be presented. If the insurer will not offer a fair resolution, that preparation allows the case to proceed toward trial.
Trial Team Availability: Our core litigation attorneys are available across every personal-injury and civil-rights practice area.
Important Issues
These facts often affect responsibility, available damages, and whether the case can be resolved without trial.
An insurer may try to shift blame to the injured person. Reconstruction evidence, witness statements, photographs, and available video can help establish what happened.
If the at-fault driver has no coverage or too little coverage, we evaluate the available benefits and requirements under your own UM/UIM policy.
We coordinate with your doctors to ensure every injury is properly documented and linked to the accident, preventing gaps the insurer could exploit.
We compare any offer with the available evidence of medical expenses, lost income, pain, and other legally recoverable losses. The client decides whether to accept or continue the case.
Case Types
These are common car accidents scenarios where early investigation and preserved records can matter.
Fault is often presumed against the trailing driver, but insurers still dispute injuries and treatment necessity.
Learn about Rear-End Collisions →Right-of-way disputes at intersections require traffic signal analysis, witness statements, and camera footage.
Learn about Intersection Accidents →Sideswipe crashes from improper lane changes involve blind spot analysis and comparative fault arguments.
Learn about Lane Change Accidents →Left-turning drivers usually bear fault, but speed and signal timing of the oncoming vehicle can shift liability.
Learn about Left Turn Accidents →High-speed corridor crashes on I-35, I-40, and I-44 produce severe injuries and require rapid evidence preservation.
Learn about Highway Accidents →Head-on impacts cause the most catastrophic injuries and often involve wrong-way drivers or lane departures.
Learn about Head-On Collisions →Chain-reaction pileups involve complex fault allocation across multiple drivers and insurance policies.
Learn about Multi-Vehicle Crashes →Rollover dynamics raise product liability questions about vehicle design, roof crush, and seatbelt performance.
Learn about Rollover Accidents →Excessive speed increases crash severity exponentially and strengthens liability and punitive damages arguments.
Learn about Speeding Accidents →DUI crashes open the door to punitive damages and potential dram-shop liability against alcohol providers.
Learn about Drunk Driving Accidents →UM/UIM claims are filed against your own insurer, who will investigate and challenge your damages like any adversary.
Learn about Uninsured Motorist →Rideshare crash claims involve layered insurance policies that shift based on the driver's app status at impact.
Learn about Uber & Lyft Accidents →Unidentified driver cases rely on UM coverage and require rapid police coordination to locate the at-fault party.
Learn about Hit and Run →Defective airbag deployment — too early, too late, or too forceful — can cause severe facial and spinal injuries.
Learn about Airbag Injuries →Potholes, missing signage, and design flaws require claims against government entities with strict GTCA notice deadlines.
Learn about Road Defect Accidents →Self-driving and ADAS-equipped vehicle crashes raise emerging liability questions about manufacturer vs. operator fault.
Learn about Autonomous Vehicle Accidents →Parental liability, graduated licensing violations, and inexperienced driving patterns shape teen crash claims.
Learn about Teen Driver Accidents →Cell phone records and in-vehicle infotainment data can prove a driver was texting or browsing at the moment of impact.
Learn about Distracted Driving →Speak with a car accidents attorney today
Frequently Asked Questions
Common Oklahoma car accidents questions on deadlines, proof, insurance tactics, and next steps. Tap a question to expand.
Under Oklahoma law (12 O.S. § 95), you generally have two years from the date of the accident to file a personal injury lawsuit. Missing this deadline may permanently bar your claim, so contacting an attorney soon after your accident is critical.
Oklahoma follows a modified comparative negligence rule (23 O.S. § 13). You can still recover damages as long as you are not more than 50% at fault. Your award will be reduced by your percentage of fault.
Every case is unique. The value depends on severity of injuries, medical bills, lost wages, pain and suffering, and the available insurance coverage. Our attorneys have recovered over $100 million for injured clients and can provide an honest assessment during a free consultation.
No. Insurance adjusters are trained to minimize payouts. They may try to get a recorded statement or rush you into a low settlement. Always speak with an attorney before giving any statements to the opposing insurance company.
Oklahoma law allows you to recover medical expenses, lost wages, loss of earning capacity, pain and suffering, emotional distress, property damage, and in some cases, punitive damages. An experienced attorney can help you identify all available compensation.
You are not required to hire a lawyer. Counsel may be useful when injuries are serious, fault is disputed, several insurance policies are involved, or the insurer requests a recorded statement or release.
Attorney Team
Connect with our full trial team handling personal-injury and civil-rights matters across Oklahoma.
Managing Partner available for car accidents and related serious litigation.
View Chris Hammons profile →Next Steps
Choose the path that best matches your situation and timing.
Local court and service information for car accidents claims in Oklahoma City.
Get Oklahoma City Car Accidents guidance →Local court and service information for car accidents claims in Norman.
Get Norman Car Accidents guidance →Local court and service information for car accidents claims in Edmond.
Get Edmond Car Accidents guidance →Local court and service information for car accidents claims in Moore.
Get Moore Car Accidents guidance →Local court and service information for car accidents claims in Midwest City.
Get Midwest City Car Accidents guidance →Local court and service information for car accidents claims in Del City.
Get Del City Car Accidents guidance →Representative car accidents outcome: confidential settlement.
Learn about $1,200,000 Pedestrian Backover Injury Claim →Local action plan for car accidents claimants in Oklahoma City.
Get Oklahoma City: What To Do After a Car Accident guidance →A plain-language guide to settlement timing, recoverable damages, and the evidence used to evaluate an Oklahoma injury claim.
Open Oklahoma Personal Injury Settlement Guide →Step-by-step actions to protect health, preserve evidence, and avoid avoidable claim-value mistakes after an Oklahoma motor vehicle accident.
Open What To Do After an Accident in Oklahoma →Key filing deadlines by claim type, including injury, wrongful death, government claims, and specialized actions — with Oklahoma-specific statute citations.
Open Oklahoma Statute of Limitations Guide →Crash corridors on I-35, I-40, and I-44 create predictable injury patterns. Learn what evidence to secure immediately after a major highway wreck.
Read Most Dangerous Highways in Oklahoma City and What Injured Drivers Should Do →A practical guide to common insurer disputes and steps that can protect an Oklahoma injury claim.
Read How Insurance Companies Undervalue Injury Claims in Oklahoma →Read legal articles related to car accidents cases.
Learn about Car Accidents Insights →Speak with Laird Hammons Laird for a free case review. We will discuss who may be responsible, the available damages, and the next legal step.