Oklahoma City Uninsured Motorist Claims 

Have you been injured in an accident with an uninsured motorist in Oklahoma City, Oklahoma? If so, you may be entitled to compensation for your medical expenses, lost wages, and pain and suffering. An experienced Oklahoma City personal injury lawyer can help ensure you recover. 

At Laird Hammons Laird Personal Injury Lawyers, we focus on our injured clients. We understand the complexities of navigating uninsured motorist claims under Oklahoma law. We will work to recover the compensation allowed under the law. Our dedicated attorneys have secured millions of dollars in compensation for our clients. We are ready to assist you during this challenging time. 

Contact our law offices or give us a call at (405) 497-0480 for a free consultation to discuss your case with one of our skilled Oklahoma City uninsured motorist claims lawyers. 

How Laird Hammons Laird Personal Injury Lawyers Can Help After an Uninsured Motorist Accident in Oklahoma City

How Laird Hammons Laird Personal Injury Lawyers Can Help After an Uninsured Motorist Accident in Oklahoma City

Uninsured motorist accidents are unfortunately all too common in Oklahoma City. An accident involving an uninsured motorist can complicate the recovery process. Navigating legal and insurance challenges associated with such claims requires an experienced attorney. Your attorney will need to be familiar with Oklahoma’s unique insurance laws. 

At Laird Hammons Laird Personal Injury Lawyers, we will help you: 

  • Identify all responsible parties and sources of compensation 
  • Gather evidence and documentation to support your claim 
  • Work with expert witnesses, if necessary, to strengthen your case 
  • Negotiate with insurance companies to secure the compensation you deserve 
  • Prepare for trial if required to ensure justice is served

We work on a contingency fee basis. This means you don’t pay unless we recover compensation for you. Contact us today for a free consultation with one of our experienced Oklahoma City personal injury attorneys. 

How Common Are Uninsured Motorist Accidents in Oklahoma City? 

Uninsured motorist accidents are a serious issue in Oklahoma City. According to the Insurance Research Council (IRC), roughly 14% of all drivers lack insurance coverage. This means that approximately 1 out of every seven drivers doesn’t have insurance. This statistic underscores the importance of having adequate uninsured motorist coverage.  

Oklahoma’s busy roadways are home to frequent accidents. The large number of uninsured drivers involved in these accidents only complicates things. These accidents can result in significant financial and emotional distress. This is why it is important to have a lawyer who understands the intricacies of Oklahoma’s insurance law. A skilled lawyer can help you recover the compensation you deserve. 

What Is My Oklahoma City Uninsured Motorist Accident Case Worth? 

The value of your uninsured motorist accident case depends on several factors. Some things to consider are the severity of your injuries, the long-term impact on your life, and the insurance coverage available. While every case is different, some key factors that may influence the value of your case include: 

  • The severity of your injuries and the treatment required 
  • The duration of your medical treatment and recovery
  • Lost wages and future earning capacity 
  • Whether your quality of life has suffered  
  • Emotional and physical pain and suffering 
  • Available insurance coverage, if any, and the defendant’s potential liability 

An experienced attorney can provide you with a more accurate estimate based on the specifics of your case. At Laird Hammons Laird Personal Injury Lawyers, we will ensure that you are compensated for your losses. 

What Insurance Coverage Applies to Uninsured Motorist Claims in Oklahoma? 

Oklahoma law requires that drivers maintain liability insurance. However, not everyone complies. When you are injured by an uninsured motorist, your own auto insurance policy may include uninsured motorist (UM) coverage. This coverage can provide money for your medical expenses, lost wages, and other damages. 

Uninsured motorist coverage in Oklahoma includes: 

  • Coverage for bodily injury or death caused by an uninsured driver 
  • Coverage for property damage resulting from an uninsured motorist 
  • Coverage for medical expenses, lost wages, and pain and suffering 

Make sure to check your policy to ensure you have adequate uninsured motorist coverage. If the at-fault driver has no insurance or insufficient coverage, your UM coverage may be your primary source of recovery. An experienced lawyer can help you understand your policy and advocate for the full benefits you’re entitled to receive. 

What Types of Damages Are Available to Uninsured Motorist Accident Victims in Oklahoma? 

Oklahoma law allows accident victims to seek both economic and non-economic damages. 

Economic damages can include money for tangible losses such as: 

  • Past and future medical expenses 
  • Lost wages and loss of earning capacity 
  • Rehabilitation and ongoing medical care 
  • Property damage (including vehicle repairs) 

Non-economic damages can address the emotional and physical toll of the accident, including: 

  • Pain and suffering 
  • Emotional distress 
  • Disfigurement and scarring 
  • Loss of quality of life 
  • Loss of companionship or consortium 

In cases of extreme negligence, punitive damages may also be pursued. These damages are rare. These damages punish the wrongdoer and deter similar behavior in the future. 

Can I Recover Damages If I’m Being Blamed For an Accident Involving an Uninsured Motorist in Oklahoma? 

Oklahoma follows a modified comparative negligence system. This system states that even if you are partially but less than 50% at fault for the accident, you can still recover compensation. However, your recovery will be reduced in proportion to the percentage of fault attributed to you. 

If the insurance company or other party attempts to shift blame onto you, it is critical to have a skilled attorney on your side. At Laird Hammons Laird Personal Injury Lawyers, we will work diligently to protect your rights and ensure you are not unfairly blamed for an accident. We will defend you and, at the same time, pursue your right to recover damages. 

Contact Our Oklahoma City Uninsured Motorist Accident Lawyers for a Free Consultation 

If you’ve been injured in an accident with an uninsured motorist in Oklahoma City, Oklahoma, you don’t have to face the legal process alone. The team at Laird Hammons Laird Personal Injury Lawyers stands ready to help you fight for the compensation you need. 

Contact us today to schedule a free consultation. Our experienced Oklahoma City uninsured motorist claims lawyers are ready to provide the guidance and representation you need in this difficult time. We will help you recover after an accident with an uninsured motorist.